FDIC Quarterly 2018, Vol 12, No 3

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FDIC Quarterly 2018, Vol 12, No 3

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FDIC Quarterly Banking Profile: Second QTR 2018
Highlights:
Quarterly Net Income Rises 25.1 Percent Over Second QTR 2017 Income, Led by Higher Net Operating Revenue and a Lower Effective Tax Rate
Margins Increase as Average Yields Outpace Growth in Funding Costs
Community Bank Net Income Growth Reaches 21.1 Percent Annually on Higher Net Operating Revenue and a Lower Effective Tax Rate
Community Bank Loan and Lease Growth Remains Strong at 7 Percent Year Over Year
DIF Reserve Ratio Rises 3 Basis Points to 1.33 Percent