Affordable Mortgage Lending Guide, Part II

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Affordable Mortgage Lending Guide, Part II

The Affordable Mortgage Lending Guide, Part II: State Housing Finance Agencies

Learn about the scope and coverage of mortgage products from State Housing Finance Agencies (HFAs) in The Affordable Mortgage Lending Guide, Part II. Institutions can use this publication as a one-stop resource to gain an overview of a variety of program resources, compare different programs, review their Community Reinvestment Act implications, and help identify the next steps for program participation.

The Affordable Mortgage Lending Guide, Part II: State Housing Finance Agencies, describes programs offered by State Housing Finance Agencies across the country. It focuses on first-lien mortgage products, down payment and closing assistance, mortgage tax credit certificates, and homeownership education and counseling programs that can facilitate mortgage lending by insured depository institutions. The Guide, Part II also provides a brief summary of every State HFA, listing programs offered and providing web links for easy reference by bankers operating in that state.

Note: This guide is available to view electronically at https://www.fdic.gov/consumers/community/mortgagelending/guide.html